You one time referred to when you were buying your house. I'd be fascinated to hear what went into your house hunt, what you were looking for, etc because I can only imagine the sort of lists you and MTM would create.
I'm afraid that LD may have her expectations set a little high for this story, but regardless, she asked, so I shall answer.
MTM and I paid for the bulk of our wedding ourselves, and while we didn't go into debt to pay for it,
However, once we settled out the finances (and deposited all the cash gifts from my side of the family - seriously, doesn't the european tradition of giving cash for a wedding present make so much more sense than a blender?) I did a little bit of math and some quick online research (to get current mortgage rates, housing prices, et cetera) and concluded that we could afford to buy a house sooner than we had expected, actually we could afford to buy right away: August 20, 2003.
The next day we booked a couple of houses to view that were at the lower end of my calculated budget. We arrived at the first house and MTM was mortified. She would tell me later that she thought to herself, "I'd rather raise a family in our basement apartment than this house." When the agent arrived, he immediately said, "You're not interested in this house. This is an investment property, and that means if you can afford to buy it, you aren't willing to live in it."
Instead of a tour, he gave us a 30 minute lesson on the real estate market. Seller agents, buyer agents, what neighbourhoods still had electric heat, where the newer homes were, and so on. We looked at one more
That night we decided that the first agent (the helpful teacher) would be our buyer agent. We called him and had him line up some houses for us to look at based on MTM's comments to him during our lesson. (My own list of demands was exceptionally demanding: indoor plumbing and electricity.)
We went with him the next evening and looked at a number of houses. One house in particular caught my fancy, but it was too close to a major road and was a model so (according to MTM) none of the fixtures matched which (according to MTM) was a bad thing.
A few days later, the agent called. Another agent in his office was about to list another house on the same street as the one I liked but was finished (according to MTM) haphazardly. He had seen the photos and thought MTM would really like it.
So, that Saturday we showed up 30 minutes before the first open house and walked through. MTM fell in love immediately. We indicated a desire to place an offer, but learned the owners would not be available to negotiate until Sunday.
Sunday morning (September 14), we went back and forth about three or four times, settling on a price within about an hour. Closing date? October 17. So in less than two months we went from "we can't afford to buy a house this year" to having stuff in our new house. Unfortunately, that doesn't leave much time for "lists". Sorry LD.
I also have a new post up at Babies Online, where I talk about parents who forgot their three year old at the airport.

